DCF Valuation

Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) DCF Valuation — Is PICS undervalued?

The estimated DCF fair value of one Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) share is $397.56. Compared to the current market price of $13.37, the stock is undervalued by 2873.5%.

DCF fair value

$397.56

Market price

$13.37

Upside / downside

+2873.5%

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Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) DCF valuation FAQ

What is the DCF fair value of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS)?

The discounted-cash-flow model estimates the intrinsic fair value of one Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) share at $397.56, based on a 10-year projection of its cash flows converging to Damodaran industry averages.

Is Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) overvalued or undervalued?

Against the current market price of $13.37, the DCF fair value of $397.56 implies PICS is undervalued by 2873.5%.

How is the PICS DCF value calculated?

It is a 10-year discounted-cash-flow estimate built from Picpay Holdings Netherlands N.V. Class A Common Shares's reported fundamentals, with terminal assumptions anchored to Damodaran NYU industry datasets. The market price refreshes daily; the DCF fair value updates when Picpay Holdings Netherlands N.V. Class A Common Shares files a new quarterly or annual report.

How this PICS valuation is built

The model projects ten years of Picpay Holdings Netherlands N.V. Class A Common Shares's free cash flow to the firm and discounts each year at its own cost of capital. Rather than assuming today's growth and margins persist forever, a moat-scoring step — weighing Picpay Holdings Netherlands N.V. Class A Common Shares's ROIC-versus-WACC spread, gross-margin trend, and reinvestment efficiency — decides how many years the business holds its edge before its economics mean-revert toward the Damodaran NYU benchmarks for its industry.

WACC is rebuilt each year from an unlevered-then-relevered beta and the company's evolving capital structure; terminal value uses the Gordon growth model with a reinvestment rate tied to the return earned on new capital (goodwill stripped out to reflect operating efficiency). Every assumption — growth, margins, tax, leverage, convergence timing — is editable, and running the full interactive model adds a 10,000-draw Monte Carlo simulation and WACC-versus-terminal-growth sensitivity heatmaps.

The market price refreshes daily; the DCF fair value updates when Picpay Holdings Netherlands N.V. Class A Common Shares files a new quarterly or annual report. For educational/informational purposes only — not investment advice. Last updated 2026-08-06.